I measured 14T OEM Honda sprockets for a CR125M (428) and MT250 (520), and came up with a diameter conversion factor of .80 for 428-to-520. This gives 11.2T / 39.2T in 520 for the stock 14/49 gearing in 428. For your tight track / 180+ rider situation, I'd suggest 11/40 (lightest), 12/43, or the 13/47 you mentioned. You may want to keep an eye on chain/tire clearance, it's always an issue on my CR even with 428 chain.
For what it's worth... I considered going with 520 on my vintage bikes, but stuck with a heavy-duty 428 instead (D.I.D. 428NZ) and have been very glad I did. The NZ chain and 428 sprockets are lighter and have noticeably less drag than the non-O-ring 520 setups on my EVO/modern bikes, and my current MR175 NZ chain has over 3,600 mi. on it with little stretching or apparent wear (I replaced the last one too early at 3,300 miles, it was barely worn at all). Maybe something to keep in mind at the next replacement.
Ray
_________________ '74 CR125M (175cc), '75 MR175, '82 RM250Z, '08 YZ250F, '14 Zero FX electric, '14 Zero MX electric, '18 Alta MXR electric
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